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Updated about 7 years ago on . Most recent reply

Christopher Harrilal's profile image
Christopher Harrilal's profile image
Christopher Harrilal
  • from Brampton, Ontario
  • Member since Jan 14, 2018
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Christopher Harrilal's profile image
Christopher Harrilal's profile image
Christopher Harrilal
  • from Brampton, Ontario
  • Member since Jan 14, 2018
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Christopher Harrilal
  • Brampton, Ontario
3
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Canadian Real Estate

HELOC down payment to mortgage balance

Christopher Harrilal
  • Brampton, Ontario
Posted

Hello,

Newbie question. What is a good ratio of down payment to mortgage if using a HELOC? If a property is $200,000, would be beneficial to put $100,000 from a HELOC and have a $100,000 mortgage? End result would be ~$500 M payment plus ~$320 H payment for a total of $820/month.

Is it better to put more or less DP from a HELOC?

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