Need direction to gain my financial freedom

[Donnel Jonsson]

I purchased my first rental property last year for a steal at 52k granted it needed a lot of work and now the home was appraised for 95k in my area for townhouses. I have saved 26k for emergency funds. The current mortgage is at about 45k now owing on 1st mortgage. I am trying gain some momentum now and achieve financial freedom as I have worked in property management for 20 years and want to do this full time on my own now. So what should I do now refinance at a higher Intrest rate as I am at 1.7% for three year term left so can free up for more liquidity or what other avenues I can branch out to. The area I am In is a hot rental market even today and want to roll with it.