insurance on appliances, such as Turbo Tenant offers (with a provider)

[Shoshana Shulman]

Has anyone found it economical to get insurance on home appliances (washer, dryer, dishwasher, HVAC, etc.)?

Any recommendations or advice, if I only have two units in which I would need to do this?

Thank you in advance.

[Nathan Miller]

Quote from @Celeste Carter-McAfee:

I only have this bit of insight to add, I have not found extended warranties to pay off in the long run. That being said, I would spend more time researching the brands that you purchase when replacing. I am not a fan of LG or Samsung as in my area there is not a repairman to service those brands. You may want to ask your local plumber which brands he recommends as he is the one that will do the maintenance on them. I purchase Whirlpool, but am currently researching brands that use less water as I pay water on my units. So that may change depending on what I find out.  

 I 2nd this, LG and Samsung are the worst.  I like KitchenAid, Frigidaire, Whirlpool.  The latter brands break less and are easier to repair.  

@Celeste Carter-McAfee Honestly, water consumption on appliances is nothing.  Ten  minute in a shower uses more water than all the appliances use all month.  An efficient dishwasher uses one or two gallons less water than the others.  Same with washing machines.  How much does a gallon of water cost?  For me that would be a savings of about a penny per month.  I'll opt for reliable machines any day over water saving ones.

Also, if you pay water, please be sure you have something in your agreements to cover overages.  I just replied to another thread where tenant left water running all month long and cost the owner $900 in utility fees and they likely have no recourse.