Best Payment Processor for Nightly Rate Rental (using credit card)

[Sara Hill]

BLUF: Square takes a significant chunk of my earnings and I am looking for a similar interface that keeps things simple but takes less money from me.

I have been using SquareInc as a payment processor for about a year. It's easy, convenient, helps me create invoices, send reminders, and manage payments for multiple guests at once. Just about everyone has heard of it and they keep things simple from a distance. My issue is that they take a significant chunk of my earnings. My guests pay a nightly rate using a credit card charged approximately once a month (unfortunately this payment type is not up for discussion). I am looking for an easy-to-use (for both myself and my guests) payment processor that doesn't take as big of a chunk as Square. Some others I have heard of are Helcim and Stripe but I don't know any details about them or if they are as user-friendly. Payments must be able to be made online (no credit card terminals). I am fine making invoices on my own, but it would be a bonus if the interface had this feature built in.

Let me know what you use or if you have any other ideas! Thanks!