Best Home Owners Insurance for Long Term Investment Properties and Short Term Rentals

[Angie DeNardo]

Hi All, we are struggling through an insurance claim with State Farm. I feel everyone will benifit and learn from our pains. We know and heard State Farm is terrible to work with in regards to getting money back. Were currently thousands in the hole with things they will not cover. Key is to document everything. 

We heard Travelers and American Family are good for invenstment properties. Does anyone have an agent that they like to work with? Also does anyone have another reccomendation for a good home insurance for invenstment properties. Note it is critical to make sure you have short term rental insurance that covers loss in rent in the event there is an incident where you need to cancel reservations. We are thousands in the hole alone just from canceling reservations.....