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Updated over 2 years ago on . Most recent reply

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49
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33
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Caleb Stevens
  • Rental Property Investor
  • Jersey City, NJ
33
Votes |
49
Posts

Driver-by Threw a Firework through our Tenants Window - Now What?

Caleb Stevens
  • Rental Property Investor
  • Jersey City, NJ
Posted

As the title explains, this July 4th weekend, a driver threw a firework through our tenants window in middle of the night. Luckily, the authorities were contacted before any real damage was done so all that occurred was a broken window, carpet damage, and a terrified tenant.

We decided what was best was for the tenant to contact their renters insurance and for us to contact our homeowners insurance and mentioned that we will have the window replaced as soon as we can.

Is there anything else we can do in this situation? And has dealt with a similar situation?

I am a new landlord so just want to make sure I am following the proper to handle this accordingly. 

Thank you!

Most Popular Reply

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28,076
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Nathan Gesner
  • Real Estate Broker
  • Cody, WY
41,082
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28,076
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Nathan Gesner
  • Real Estate Broker
  • Cody, WY
ModeratorReplied
Quote from @Caleb Stevens:

As the title explains, this July 4th weekend, a driver threw a firework through our tenants window in middle of the night. Luckily, the authorities were contacted before any real damage was done so all that occurred was a broken window, carpet damage, and a terrified tenant.

We decided what was best was for the tenant to contact their renters insurance and for us to contact our homeowners insurance and mentioned that we will have the window replaced as soon as we can.

Is there anything else we can do in this situation? And has dealt with a similar situation?

I am a new landlord so just want to make sure I am following the proper to handle this accordingly. 

I am naturally suspicious. What kind of firework can be thrown through a window? Was it tied to a brick?

Filing an insurance claim doesn't make sense because the deductible is probably more than the cost of a replacement window. Tenants should have filed a police report, and you should have a copy. This at least provides some evidence that they didn't do it themselves. If you're comfortable that this was a random act of vandalism, then pay for the window and move on.

  • Nathan Gesner
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