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Updated 11 months ago, 02/14/2024

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8
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0
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Angie Y.
0
Votes |
8
Posts

Should I rent to this tenant?

Angie Y.
Posted

Hi! I'm new to this and am screening a tenant. Would really appreciate your thoughts on moving forward with this tenant. The rent is $2500/mo. No evictions or criminal reports. Their credit score is 568. Derogatory items are: 

Negative Tradelines: 6

Tradelines with any historical negatives: 3

Occurrences of any historical negatives: 9

For the last 4 months, they have a recurring income of $3489, and non recurring income of $5578 for a total of $9067. 

I asked for a co-signer and their report ran this way:

Credit score of 576. Derogatory items are:

Negative tradelines: 8

There are notes on some trades that have a remark of "Chap. 13 bankruptcy". I'm not sure what that means. Payment history looks good. 

The last 3 months their average recurring income is $6486/mo and non recurring is $5488/mo for a total of $11,975

No evictions or criminal reports. 

Would you rent to them?

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