Bankruptcy or Housing Court

[Sam P.]

Do you hesitate to lease if the potential tenant has Chapter 7 bankruptcy in their credit report or "housing court" in their background? 

[Richard F.]

Aloha,

You need to dig into the situation and all of the documentation you can get from them. How long ago was it? What put them in that situation...Medical; Accident; or accumulation of poor choices? What is the current situation...Stable income? Trade accounts with good recent history? Savings?

You need to understand the whys, and then make a responsible decision. Do not just "give someone a second chance", but do not automatically reject unless all those Bad Habits are recent and ongoing.