Tenant Income Low with Additional Funds in Money Market Account

[Michel Sylver]

My husband and I bought a small multi-family last year and are self managing.  We require 2.8x rent in income and included that in our listing.  We have an applicant with 2.3x rent for income and commented on the application that she has proceeds from the sale of her house in 2020 in a money market account.  My initial thought was to reject based on not meeting income requirements, but does anyone use accessible funds to make up for a lower income?  She did not provide any more information about how much is in the account, but I'm wondering if I should inquire any more information about the account or if I should just deny the application.  Thanks for any advice!