Minneapolis Screening - Individual Assessment

[Eric Broker]

Hello, my Minneapolis property will be on the market again soon and this will be my first experience with the new Minneapolis Rental Screening ordinance that went into effect a couple years ago. Most of my google/bigger pockets searches are saying that you can no longer use Credit Score or some Criminal History events to deny an applicant, however most of these stories/posts are from 2019 and 2020 when the law was first introduced.  I've read the ordinance and the way I read it, I choose either the 'Inclusive screening criteria' or 'Individualized Assessment'. If I choose 'Individualized Assessment', can't I ignore all the items in the Inclusive screening criteria (Can't use credit score, can't use eviction depending on when, can't use criminal records depending on when, etc) and just use what I have been normally using (Credit score of 650, no evictions, no criminal record, etc) WITH THE EXCEPTION of allowing the applicant to provide supplemental evidence as to why I should consider them as a tenant. Am I missing something? It seems nothing has really changed except for allowing the applicant to provide an explanation and the Landlord must consider these explanations.