HELOC on (NOO)Investment Prop.- Lenders during Covid

[Esther Kim]

Has anyone had any luck in finding a HELOC lender for their investment property that is non-owner occupied? I have tried many of the lenders that were listed on this post, however the lenders don't lend in CA or on duplexes.
HELOCS on Investment Property

However, First Tech offered this for $100K
4.25 % = Prime 3.0 + Margin 1.25, No Closing Costs but annual fee of $100 . Able to convert to fixed rate loan.

Wondering if First Tech is my best bet or should I wait a few months to see if more lenders come around to offering HELOCs?