BANKS dont research applicants?

[Ryan Mertz]

I have been reading alot about mortgage fraud and I have to wonder why a bank would just believe whatever you put on your application? How is it that these criminal real estate rings can actually be able to go through every loop whole in the business and basically rob banks with pens and paper and false documents.
Im not even a bank but if you came to borrow money off me I would question you more than a investigation of a murder.
And thats just if you ask me to borrow you gas money lol !
How come banks cant run peoples SS# ,call there places of employmeny, ask for bank statements and transactions , and basically all the easy stuff that you have to do to find out if someone is telling the truth or not.
Next we are going to find out doctors aint even doctors and they are just people who can find loop holes into becoming legal drug dealers. LORD SAVE US...
Hopefully it wont be surgeons !