In need of bank negotiating leverage

[Tami Cutsforth]

Looking for any opinion or insight to the following questions:

PPIP and TARP Programs – How do these programs affect a banks bottom line?

Are these non performing loans actually still on their books, or are they just servicing them?

Is it to the banks advantage to hold on to REO properties for more then 30 days to a year because of these programs?

Is there any way to find out if a specific loan went to the PPIP program?

What is the estimated percentage price difference between the sheriff sale purchase and the actual selling price?

Are banks truly interested in a quick close? If not, why?

Any website or resource, I would be very grateful for