Is this a good deal?

[Edward Dandrea]

I found a seller with no realtor asking 100k for a duplex in upstate NY

The property is filthy needs work with what seems like cosmetic issues. (Hoarding garbage etc.) Exterior painting. Landscaping etc

He was getting $900 a month for each unit but the upstairs tenant isn't paying, but should be out this week.

Taxes are 6000 ish

Ins in my area will probably be 150/mo

Oil heat down stairs

Electric upstairs

Separate meters so should be tenant pays their own.

This is my second property and I will be leveraging a bit to buy it, so I want to be careful and could use some advice . I don't know but I think arv has to be 150k or better