100% Seller/private money

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Hi,

How would I find a lender that allows the seller to carry back for 100% financing?

I am looking for a commercial loan with an amortization schedule.

So far I have only been able to find interest only deals and then a lender where I have to put down 10% + closing.

I was thinking of trying a few credit unions.

Any advice? I am working hard to complete this deal. Ideally the seller would carry 30% and the lender finance 70% on a multifamily deal.