deal or no deal and steps to make offer

[Sue Cornell]

I am in a very scarce market of few listings and much fewer rentals. I found a home i worked on last year that has been listed fpr sale as is with severe damage due to tree falling and caving in a corner of home.  I love the layout of the home and will be a great house hack with a mother in law suite i could rent for 800 a month.  I feel 75k is good offer but much lower than they are asking but I am confident they will not get better offer or not without some discussion.  I feel 75k will repair roof and exterior walls and ceiling and several other line items.  i am going to go with homestyle loan fannie may loan i think as it seems to be best fit.  obviously i would rather home owner make repairs but its too much stress on older person.  But i still feel they left money on the table from insurance.  I would like to find a way to add that value to the deal.  I know finding a good contractor is key and one that will finish on budget and timely.  since i will be taking a risk that everything is found on first and second inspection of making estimate for repairs.  

Any thing you can suggest or opinion would be greatly appreciated.  

thanks in advance

My fathers child