10% Capex 10% Repairs 5% Vacancies MAXED OUT?

[Jose M.]

Hello Humans,

New investor here. I understand that it is good idea to save 10/10/5 percent on capex repairs and vacancies, but at what point do you stop saving (or do you)? In a couple years, it is possible to save $30k+.  Is there a point where you save enough to weather any storm?  If you save $50k, $75k, $100k, is there a point where you can cap the savings and apply the rest to cashflow or other investments?