What to do with 100k in BRRRR?

[Ekta Patel]

I found good old house (100 years) that requires some TLC and happen to be in downtown close to Biggest hospital in Middle Georgia Area on Main Street. I'm under contract first time for rental property. It's 83k plus 20k in renovation, ARV would be around 130k. My plan is to convert into Airbnb rental or roommate rentals for medical students. If I get loan right now, it's for 25% down and almost 5% interest for only 60k. If I pay 100k out of my saving, hopefully I can refinance after 6 months and get most of my money back. So should I pay cash 100% now or take loan for 60k? Expert advice is needed the most!! please help with your wisdom so I can finalize and rest my mind to one thing.