Interest Rates for Analyses?

[AJ Smith]

When running your analyses, what interest rates do you use?

For a 20% down investment property, what is the typical interest rate?    (currently using 5%)

For a 5% down Househack, what is the typical interest rate?       (currently using 3.5%)

For a 3.5% down 203k Househack, what is the typical interest rate?      (currently using 4%)

I am analyzing properties in Des Moines, IA market and I want to ensure I'm using the correct range of interest rates for each analysis.

Des Moines Realtors, Des Moines Househackers, Des Moines Investors, thanks for your help!

AJ Smith

[Calvin Ozanick]

Those rates are pretty solid. I have a client applying for a 600k commercial loan right now and the quoted rate is 3.5% over 20 years fixed. Your best bet would be to reach out to some local mortgage brokers and get their up to date rates.