So I'm currently going through a career change so I can't pull out any equity on my fixer upper I bought last year. I bought this house with no experience and still managed to come out on top (surprisingly). This house was absolutely disguising and actually made my fiance puke the first time we entered the house. You know what I smelt? Money. The amount of sweat equity I did in 6 months defiantly wasn't worth the ROI, but whatever. It was my first deal, I still consider myself lucky. The education was hands down the most valuable experience one could ever ask for. Did all the work myself with help from friends here and there. The only thing I contracted was concerting the garage floor which was dirt. House was selling for 250k, I offered 225k. Inspection came back terrible so I low balled another 10k down to 215k. They accepted and I estimated 5k in repairs, well I'm at 18k, but it's nearly done and I do love this house so I'm not upset by any means on how much I spent. It originally appraised for 230k and recently appraised for 248k. It had an offer of 269k a few months ago, I decided not to sell since the a new house is more expensive and high in demand for my price range. Not to mention realtor fees and capital gains are not very favorable since I've only owned this house for 1 year. I have a little saved up, but it will dwindle away partly. Since I won't be able to sell a house for at least 2 months (take my realtor test 25 July). Other than a credit card I can charge 10k on which my rate is currently 6% with USAA I don't have much to play with. I found a duplex in my price range that cash flows above the 1% rule (not many houses in my area meet at this this requirement). Needs a little work, but nothing crazy about 15k estimated, 0 curb appeal, and the inside is perfect. I need to pull out this capital if I can, I don't know too much about a hard money lender, but I've been trying to use financing and stay away from the high rates. I am interested in any sector where I can find a good deal. Single family, multi-family, storage units, trailer parks, you name it. Attending my first REIA meeting this Thursday. Thank you for any advice given!

I've thought about investing in Detroit.... JK, this is the lake view and what sold me on the house. I also have my VA loan available since this house did not qualify. Only problem is I love this view and don't want to move. 2 miles to a golf course and 60 second walk to the boat launch. It'll make a great rental someday. Has had heavy Air B&B traffic, the only problem is I still live here.