Non-Arms length , NOO, LLC owned, stable rents, want HELOC or LOC

[Stuart Dangar]

House gifted. Thn transferred to LLC. Considered Non-Arm's length. Repaired. Rents seasoned 7 months. Need a HELOC or LOC? 50-60% LTV. Val $100k . Free n clear.

Conv. lender no go due to LLC.

HM says won't because LLC is 50/50 with gifted owner and considers non-arms length. No exceptions.

Owners would like to have a HELOC/LOC to buy other properties.

Not requesting lender but would like advice.