Creative Financing for Property

[Jonathan Emery]

I will be looking at properties in the near future. I need help understand how I can structure a deal that will work for both me and the seller.
The first property I will be looking at this Friday. I don't have all of the details but will tell you what I know.
The property is a two unit and is fully rented. I was told the seller will hold paper but I may have to put money down. In my case I don't have a lot if any money to put down for a property. How can I make this work for me and the seller? I assume he owns it out right, this I will have to find out for sure on Friday. If he does and wants 10% down would a possibility be to agree on sale price and add 10% to that and he hold's it for that total amount? He'll be making interest on the 10% then as well. Or, would it be best to try OPM to come up with the 10%? I know I will have to pay them interest too so I don't see much of a difference. Please let me know of any ideas or suggestions I can go with if I'm interested in the property. As of now my credit isn't great and I really don't have money to put down on a property but I want to keep getting real estate.

Thank You in Advance