Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here

Join Over 3 Million Real Estate Investors

Create a free BiggerPockets account to comment, participate, and connect with over 3 million real estate investors.
Use your real name
By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions.
The community here is like my own little personal real estate army that I can depend upon to help me through ANY problems I come across.
Real Estate Deal Analysis & Advice
All Forum Categories
Followed Discussions
Followed Categories
Followed People
Followed Locations
Market News & Data
General Info
Real Estate Strategies
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
Real Estate Classifieds
Reviews & Feedback

Updated over 5 years ago, 07/31/2019

Account Closed
  • Developer
  • Denver, CO
106
Votes |
273
Posts

How to best leverage outside capital investment?

Account Closed
  • Developer
  • Denver, CO
Posted

Hey all! Good morning!

Would anyone have any "outside the box" ideas on how to best leverage my first investment of $250,000 being applied to a tiny house development in the Denver area?

I know it's not going to be enough to get the development up and running, but a great start. Any thoughts or suggestions?

With humble gratitude,

Joe

User Stats

722
Posts
386
Votes
John Corey
  • London
386
Votes |
722
Posts
John Corey
  • London
Replied
Originally posted by @Account Closed:

Hey all! Good morning!

Would anyone have any "outside the box" ideas on how to best leverage my first investment of $250,000 being applied to a tiny house development in the Denver area?

I know it's not going to be enough to get the development up and running, but a great start. Any thoughts or suggestions?

With humble gratitude,

Joe

Joe,

I am confused. It might be me.

You are investing $250K into a project. Do I have that correct?

What will the GDV (Gross Development Value) be of the full project when everything is built out? 

Are you the developer or just a passive cash investor? 

Account Closed
  • Developer
  • Denver, CO
106
Votes |
273
Posts
Account Closed
  • Developer
  • Denver, CO
Replied

I'm receiving an outside capital investment of $250,000. I know my project will take significantly more than that and I'm looking for options on how to best leverage that for the purchase and development of a vacant piece of land, yet to be identified.

Vacasa logo
Vacasa
|
Sponsored
We do the work. You get the ROI. We do it all for your vacation rental. All—marketing, pricing, guest requests, housekeeping & more.
Account Closed
  • Developer
  • Denver, CO
106
Votes |
273
Posts
Account Closed
  • Developer
  • Denver, CO
Replied

Oh gosh... I'm not even sure how i'd even begin to calculate a GDV.

User Stats

104
Posts
48
Votes
Jeremy Holcomb
  • Rental Property Investor
  • Somewhere
48
Votes |
104
Posts
Jeremy Holcomb
  • Rental Property Investor
  • Somewhere
Replied

@Account Closed, You would probably need to look at either bridge loans or mezzanine financing. However, you will need to look at what your total cost of development will be. What is required by the state, city, & county for this type of development? If using municipal utilities what the cost to hookup and run all the lines will be. Are there impact fees associated with each buildout? Permitting fees required at each level. Fire department requirements for hydrants and what the cost is. Cost for roads and drainage within the development. This is just a few of the items required to look into to get your total cost of development. You may be best served by going to seek the advice of a developer or builders association in your area to find out what is required in your area.

Account Closed
  • Developer
  • Denver, CO
106
Votes |
273
Posts
Account Closed
  • Developer
  • Denver, CO
Replied

@Jeremy Holcomb - I understand all of that and have been rounding up those numbers. I'm anticipating a little over $13,000 per location. I've been working on this for the last year and a half. Getting a county on board, engineering firm, conceptual design, etc etc.

I am trying to become the developer of these types of communities. It has been suggested that I get in with the home builders association, even though I'm not planning actually building the homes specifically. It has all been a process and there are many, many things I don't know. I'm an electrician by trade, trying to sort all this out.

User Stats

369
Posts
406
Votes
Doug Pintarch
  • Rental Property Investor
  • Harrisburg, PA
406
Votes |
369
Posts
Doug Pintarch
  • Rental Property Investor
  • Harrisburg, PA
Replied

I'm following this Joe.  I don't know the first thing about what you're doing or even how I'd get started if I were to tackle it, but I like the fact that you're putting in a ton of legwork and study and you'll eventually get it done.   Like us with our first rental.  Keep it up man!

Account Closed
  • Developer
  • Denver, CO
106
Votes |
273
Posts
Account Closed
  • Developer
  • Denver, CO
Replied

Thanks @Doug Pintarch! I'm really trying to help the tiny house movement become an industry. I'm partnering with major leaders in the movement working to normalize and standardize tiny houses as true living structures. It needs to happen. Nailing down capital is the hard part, because this is not a 3x, 5x, 10x ROI. It's about livelihood and helping people who choose the #TinyLive to live within their means by their own choosing.

User Stats

104
Posts
48
Votes
Jeremy Holcomb
  • Rental Property Investor
  • Somewhere
48
Votes |
104
Posts
Jeremy Holcomb
  • Rental Property Investor
  • Somewhere
Replied

@Account Closed, so take your numbers to mezzanine financiers and also look into getting a bridge loan. Take the money you have and either use as a down payment for the land or funds to use as you develop the property. It all depends on what the lenders require to help you complete the deal. Once you complete one development successfully then use that to showcase to start building other developments. Also to calculate a GDV is figure out your costs and  add your conservative profits figure together to get a ball park figure of the total value of the development.

Account Closed
  • Developer
  • Denver, CO
106
Votes |
273
Posts
Account Closed
  • Developer
  • Denver, CO
Replied

@Jeremy Holcomb, YEP! BUT doing any type of traditional style lending usually means monthly payments. Revenue will not start until the community is up, running and people living in it. I can not, personally, swing that type of payment on my own employment income.

User Stats

104
Posts
48
Votes
Jeremy Holcomb
  • Rental Property Investor
  • Somewhere
48
Votes |
104
Posts
Jeremy Holcomb
  • Rental Property Investor
  • Somewhere
Replied

@Account Closed typically with mezzanine you can arrange no payments until project is complete and sometimes a private bridge loan lender will do the same. I always tell people that you can always find a lender whose ideas align with yours, it just takes a little more work to persevere. That’s what I would look for in your case is a lender who loves the tiny living movement and is willing to help support it. Have you approached any of the finance companies for tiny houses about your concept/development. The person who runs one of those companies would be my first call. If they won’t do it they may connect you with someone who will. 250K is quite a bit of skin in the game as they say.