Debt Service Projection

[Josh Tucker]

In all the deals that I run the numbers on; I have assumed that I will have to put 10-15% down and finance the rest at a 30 year fixed @ 7.5%. Are these numbers too conservative? Too aggressive?

I live in Texas (DFW) and I am looking mostly at 4-plexes and bigger.

Any suggestions?

I have just ran across abunch of worthless deals and quiet a few of just OK deals. The OK deals I can stretch in to break even or just CF+.