Does using a HML mean my offer can be presented as ”cash”?

[Mandi Martinez]

I have only flipped one property (I got it from a wholesaler) and I am looking for my next property. I have gone through a good number of real estate agents and can't seem to find one that understands that I use a hard money lender. Can I present the offer as cash? Meaning can I tell my agent that the offer is cash even though I'm using a hard money lender? Is this dishonest? The problem is there are some great properties that say "cash only offers", I'm assuming because they want a no hassle quick close deal, which I can also do with a HML. I want to make offers on those properties, is it possible or do I have to say I'm "Finanacing"? P.s. go easy on me, I am so so very new to this. :)