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Updated over 5 years ago,

User Stats

86
Posts
35
Votes
Hilary Stalder
  • Real Estate Agent
  • Winter Park, FL
35
Votes |
86
Posts

Small Multi-Family Buy-and-Hold AND House Hack in Winter Park, FL

Hilary Stalder
  • Real Estate Agent
  • Winter Park, FL
Posted

Investment Info:

Small multi-family (2-4 units) buy & hold investment in Winter Park.

Purchase price: $303,000

Cash invested: $50,000

This duplex is a little over 1500 sf duplex, each side about 750sf 2/1 units and it is a major fixer upper! We're hoping to have it up and ready for rent by August time frame at which point we'll also move into it. We're expecting the other side to rent for $1350/month which will cover all but $600 of our mortgage. Once we live in it for a year we will find something else to live in and rent out both sides for a cash flow of $300+/month.

What made you interested in investing in this type of deal?

The endless options. The area is great and close to everything, but we were still able to find a small multi-family with numbers that worked! Both of us were interested in getting into the buy and holds, and this seemed like a great property to start on. PLUS we will be landlords in the easiest sense of the word, the tenants will be next door. A great way to get our feet wet in the landlord business.

How did you find this deal and how did you negotiate it?

MLS, it needed a lot of work so negotiating was not difficult. An investor owned it before so he was very straight forward with what he wanted. At the end of the day he was able to get the price he wanted and we were able to walk away with a good deal. Property was listed for $340k we walked away at $313 with $9k in closing costs, basically getting the property for $303k.

How did you finance this deal?

We did a 5% down FHA loan. We bought the house at $313k and did 3% back in closing costs to maximize cash in hand.

How did you add value to the deal?

We're doing a major renovation. We're fixing it up to the level we are okay with living in and betting that translates to top of the line rents/renters. The renovations will cost between $40-50k and are mostly maintenance/cosmetic (roof, add AC, flooring, counter tops, paint, trim, doors, etc.). We have a good list of reliable subs that will help us get this done. Long term we may build new.

What was the outcome?

Stay tuned...