[Calc Review] Help me analyze this deal - I already own 3 like it

[Dan Gibson]

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Hey guys - hoping some of you might be able to help me see if I am running the numbers correctly.

I already own 3 homes like this one, 1 in the same city, 2 in Maple hts., Oh, which is right next to Garfield Hts. Garfield is a B- and Maple is a C+ type neighborhood of Cleveland, Oh. My similar homes rent for $700/mth, $850/mth, and the most similar one to our subject home in Garfield rents for $950/mth.

I am being conservative with a projected $850/mth rent for this one, and assuming I do not get a cash out refinance on my existing paid off props (2 are paid off, I own 29k on the third) I will either have to be paying cash, which I can but would not like to do, or I can qualify for a $50,000 personal line of credit at 10.99% which isnt the best rate but it would give me the cash needed without much closing costs, and I wouldnt have to go into my own pockets.

I think I know what I am doing because I have done it 3 times and cash flow wonderfully, but I never ran numbers at the time and just made it happen all on my own. Did most of the repairs myself and burnt myself out. Then I never got anymore houses since 2013. I know I know, what an opportunity. 

But I need someone to tell me, "Yes Dan, youre running these numbers decently." or "No Dan, have you thought about xyz..." 

Anyone from the Cleveland area able to Chime in?

Thanks in advance!

[Adam Hawkins]

Can someone tell me what qualifies as an A, B, C, D neighborhood?   Is this an official government classification I can find somewhere or Bigger Pockets measure I need to learn?