BP Calc giving me a different P&I than my lender?

[Kassandra Ortega]

Hey BP!

I'm taking out a $160k loan at 4.125% interest for 30 years. The BP Calc is showing that my P&I will be $775/mo, but my lender is telling me that my P&I is estimated at $957/mo. When I run an estimate of the loan payment on Calculator Soup, it also gives me an estimate of around $900/mo. 

Does anyone know why I'm getting such a low number for P&I on the BP Rental Property Calculator?  

Thanks in advance!

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*This link comes directly from our calculators, based on information input by the member who posted.

[Kevin S.]

@Kassandra Ortega I just used the calculator on Calculator Soup (though not the one you linked too, that's an interest calculator) using $160k 4.125% and 360 months and get $775.44/month. My guess would be that the lender is including insurance (PMI, MIP, etc.) and/or taxes in their calculation. Why not just ask for clarification on how they are calculating it and what's included?