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Updated over 5 years ago,

User Stats

48
Posts
18
Votes
Ryan Schuler
  • Rental Property Investor
  • Memphis, TN
18
Votes |
48
Posts

Single Family Deal in Millington, TN

Ryan Schuler
  • Rental Property Investor
  • Memphis, TN
Posted

Investment Info:

Single-family residence buy & hold investment in Millington.

Purchase price: $52,000
Cash invested: $1,500

I'm in the process of buying my first deal! This property was listed at $48,700, but it was a good deal up to about $60,000. We won the highest bid by just $500. House next door was flipped about a year ago and sold for $94,000. The house was immediately listed for $900 and looks like it was rented at that amount since it has not been relisted since.

After reaching a sale agreement we inspected the home, and it appears as though the rehab is very minimal, and should not total more than $2,000 unless I choose to put some extra money into it.

I used a heloc to buy the home and will be refinancing it out on a 30 year mortgage to increase the cashflow. The value of the home should be close to $90,000, which means my equity in the home will be over $30,000 once we get it repaired and rented.

What made you interested in investing in this type of deal?

I have been wanting to get started for years, but finally have enough equity in my personal home to use that money as a HELOC and begin investing. I decided to look at single family right now since it has lower costs associated.

How did you find this deal and how did you negotiate it?

Found the deal on the MLS. We were the highest bidder, so there was not a whole lot of negotiating, but the price was right regardless.

How did you finance this deal?

With a HELOC, with plans to refinance on a conventional mortgage.

How did you add value to the deal?

I will add value through improvements and rent increase.

What was the outcome?

I will let you know once I close and get a tenant in!

Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

I worked with James Little, a young investor like myself who is an agent for Keller Williams in the Memphis area. He has extensive knowledge in rental investing since he has a few rentals already for himself. I would recommend him.

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