[Calc Review] Help me analyze this deal

[Kelly Pierce]

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*This link comes directly from our calculators, based on information input by the member who posted.

So obviously this report looks REALLY great. My issue and question....I bought this property in 2012 so I've had it for almost 7 years now. So I didn't go from 42,500 to 190,000 overnight as the calculator may appear. Does that mean the whole report is wrong? Secondly as you see over 10 & 20 years the Annualized Total Return starts to go down significantly but still showing 9% in the end. Again I don't know if this report is accurate because I cannot back date my purchase date etc. My main question here - is this something you would keep FOREVER or at some point would you sell it. I'm leaning towards keeping forever but wanted to hear opinions of WHEN DO YOU SELL? My goal is buy & hold and cash flow for retirement - ultimately. Also (because I have another one not cash flowing but appreciating) I've talked to probably less particular investors who are ok with not getting cash flow right now because they plan to have their tenants pay off their property and cash flow in retirement. What are the thoughts on that and is that a waste of time where you could be cash flowing all along with payoff?