Owner financing offer on a house I’m selling

[Sean Ridlon]

I’ve had a SFR for sale since November. Asking is 200k, owe 84k. Getting a lot of low balls but traffic is steady. A contractor friend has asked to buy on terms. He did a lot of the work on the house so there’s no surprises for either of us there. Terms offered include: 1) moving in a renter of his (long time employee). 2) less than asking price 3) one year financing with large payments I like #1 with a lease from me, not to the contractor. I don’t like #2. I think it should be asking or better because of the terms. FYI his “cash price” offer was 140k. What would you do?