Cash- out refinance

[Nolan Gray]

Property#1 purchased cash then cash out as owner occupant refinanced to buy property #2 Rented property fully then move to free and clear property #2 Im going to fully rent property #2 but want to do another cash out refinance. Ive found a couple programs non o/o 30year fixed 5.5 % 620-640 credit score (us bank / flagstar) Most local credit union cash out on owner occupant properties . Should i just apply as an owner occupant ?? I hear that the tax code doesn’t all mortgage interest deduction for investment mortgages Any suggestion of lenders? ( loan amount 25k-75k) Im pretty much following the BRRR strategy but cant find a lender who understands it . I will be moving to #property 3 a four family FhA o/o for a year All feedback is appreciated