How to tackle these personal loans?

[Jan Michael Ronquillo]

Hello BP community! Hope somebody could enlighten me with my situation. I purchased these properties with personal loans. My question is, how should I tackle these loans?

The values of the loans are as follows:

A. 35K 10% APR (monthly $745) 5 year loan

Property ARV 60K

Rehab 15K

Monthly Rent of $750

B. 40K 8% APR (monthly $786) 7 year loan

ARV 60K

Rehab 5K

Monthly Rent of $800

Won't these loans affect my refinancing options? And what are my refinancing options in the first place?

Any opinions/ suggestions/ criticisms will be appreciated.

Thank you again BP community!!!