Advice for buying fourplexes with commercial loan

[Andy C.]

Hi BP, I'm looking at a group of 5-fourplexes. They are individually parceled. And the owner will only sell them together. If a bank is willing and able to do a commercial loan vs buying them individually, are there a foreseeable advantages or disadvantages from your perspective? Are there any challenges I would face from an ownership or management perspective? And if I were to acquire with a commercial loan, would these group of properties be considered a multi family? And would it come with the same "benefits" of owning a MF? Thanks for your help and thoughts. Andy Chang