Newbie needing potential deal help!

[John Sherron]

Okay, I have been trying to structure this deal the right way the first time. I am a newbie and I'm looking at a 3 property deal and hope to get some good advice from the pros on how to structure it and go about the financing. I just received the comps back from my realtor and I put the rest of the details below. Keep in mind I also live in a completely different state from the properties.

3-SFR Owners moved out of state and looking to liquidate.

C to C- Area

2 of the properties were rehabbed in Jan. 2016.

1 property was bought turnkey in Dec. 2015.

2 of the properties have tenants that have just resigned their leases for another year.

1 of the properties has a tenant that lease ends Aug. 2017.

Purchase Price: $150K

Last Appraised May 2016: $205K. (According to the Owners)

Total needed in repairs and/or updates ($6K). (According to the Owners)

1- 3/1.5 1220 sqft

2- 3/1 1730 sqft

3- 4/2 1670 sqft

Comp Totals on all 3 Properties from my Realtor:

Average Price: $167,700

High End Price: $242,500

Median Price: $164,000

Low End Price: $92,200

NOI- $1896.93

Financing: I was pre-approved for a mortgage here where I live about 6 months ago, but my credit has gone up an additional 20-25 points since that time. I have a private lender that I found online (Kevin McNeill), but have not screened him just yet, but he is interested and wants me to fill out an application. If I go with the private money, I would like to refi after a year and switch it to a convention loan.

(If any of you know about Kevin McNeill @ McNeill Capital Recoveries Incorporated please let me know if he someone that is trustworthy or if he is a reliable Private Lender, thanks.) Also, if anyone has some good Private Lender Screening tips or advice I would be grateful to hear. 

Thanks everyone, I really appreciate it!