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Updated almost 8 years ago on . Most recent reply

Matthew Hamilton's profile image
Matthew Hamilton's profile image
Matthew Hamilton
  • from Tuckerton, New Jersey
  • Member since Mar 1, 2016
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Matthew Hamilton's profile image
Matthew Hamilton's profile image
Matthew Hamilton
  • from Tuckerton, New Jersey
  • Member since Mar 1, 2016
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Matthew Hamilton
  • Tuckerton, NJ
4
Votes |
38
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Real Estate Deal Analysis & Advice

FHA DUPLEX FINANCING QUESTION

Matthew Hamilton
  • Tuckerton, NJ
Posted
Was talking to my mortgage lender and mentioned my strategy of staying owner occupied for 1 year and 1 day like I've read on here before and she's never heard of this as a "rule" or anything that complies with HUD. Can somebody explain this to me? On the plus side I got pre-approved for a good amount! Thanks in advance
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Logan Allec's profile image
Logan Allec's profile image
Logan Allec
  • Accountant
  • from Los Angeles, CA
  • Member since Nov 3, 2014
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Logan Allec's profile image
Logan Allec's profile image
Logan Allec
  • Accountant
  • from Los Angeles, CA
  • Member since Nov 3, 2014
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Logan Allec
  • Accountant
  • Los Angeles, CA
977
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Logan Allec
  • Accountant
  • Los Angeles, CA
Replied

@Matthew Hamilton, please see the attached screenshot from the FHA guidelines effective for loans with FHA case numbers on or after September 14, 2015. I would pass this along to her and see what she says. If this still doesn't job your memory, I think you need a new lender.

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