Loan for a downpayment on a rental property

[Lamont Booth]

Just wanted to get some thoughts on taking out a personal loan to cover the 20% down payment that is now required by lenders to purchase an investment property. If you ran your numbers for your property and you still cash flow(after mortgage,loan payment and reserves) would it be a wise choice to do so? I know lenders do not usually approve this method of down payment however is there a way around this without committing mortgage fraud?