Multifamily Insurance in the Houston area

[Stone G.]

Hello BP community, 

I have recently been running analysis on multifamily properties in the Houston area. Its easy to plug in property tax, HOA fees, Vacancy Rates, but when it comes to insurance theres a big question mark. What are the typical insurance rates for a multifamily property in the Houston area? I know it may vary if I live in for the first year compared to landlords insurance, so both rates would be appreciated!