Advice To Say To My Realtor

[Dien Vo]

Hi Guys,

I asked my realtor to find me some properties on the MLS and to make offers on my request. I told her I will go find funding after a property is under contract, give earnest money, and provide proof of fund letter from a hard money lender if I go that route.

She tells me she worked with other investors and they always have their finance secured and proof of fund letter before the offer is made. She thinks the other realtor will not accept an offer without a proof of fund letter.

I agree that it is the best way to go, but in my situation I don't have secured funds and hard money lenders always ask if I have a property under contract before they can tell me that they will fund or not because it's case by case deals.

I know the risk of loosing the earnest money, but i'm willing to take the risk.

Any thoughts on what I should tell my realtor?