J Scott spreadsheet and one time cost analysis

[Steve S.]

I noticed in playing with numbers in the cell for 1 time costs for rehab, it doesn't seem to move the needle much. For example, without getting into all the numbers on a $130,000 house, changing the 1-time costs from $4,000 to $5,000 reduces my cash on cash return about .3% I Almost would have expected it to move more with a 20% increase in one time costs. Thoughts?