Does this sound like a good deal

[Jack Srimani]

Hi,
I just saw a duplex today. The house is a duplex. It is thirteen years old house in a decent neighbourhood. Each of the house is renting for 650 dollard. There are four garages two of which is associated with the rental price of 650 dollar. Rest of each of the garage is rented out for fifty dollar each. Thus total income is 1350.The asking price of the house is 130000.

Here is the expense part:
With 20% down the mortgage amount comes to 655. (6.5 %)

The tax is 4200, the insurance is 300. The house is in a nice condition. So I do not know what expense I will incur here.

The owner pays trash and water which comes to 70 dollar per month. I would like to know if this is any good deal. Especially I am having trouble in estimating the return as I do not know what should be the expense value. Thanks.