All of My Financials - Rent Out or Sell it?

[Account Closed]

I want to give the best picture of my financials and everything involved in among big a decision to SELL or RENT OUT my Philadelphia Suburb one bedroom condo.

First the financials:

-Purchase Price: $119,000

-Money Owed: $90,500

-Mortgage/Taxes/Ins: $735/m

-HOA: $195/m

-HOA Rental Cost: $50/m

-My place has hardwood/upgrades, neighboring unit renting for $1,100-1,200 does not.

Downsides: first floor...footsteps, running water, love making/squeaking heard from upstairs. Also house centipedes which I'm working on extinguishing. A/C unit and furnace are 25 Years Old, needs a patio door and some paint/touch ups. (The noise is pretty bad from upstairs honestly but partially due to the person being very large too...a 120 lb woman moving in there I bet it would be non-existent. I probably wouldn't have bought this if I was aware but lesson learned as I was just 25 years old getting my first place a few years back). If I were to sell then probably I should get stainless steel appliances and countertops, not sure

Upsides: Strong development here in Montgomery County PA, Einstein Hospital Build nearby somewhat recently and units surrounding have long term renters even for or bedrooms. This is a desirable community, rents and prices here are higher than average. HOA seems high for no benefits in terms of a gym, pool, etc. as it's mainly for the grounds.

I'd like to rent but with upkeep and vacancy I don't see it cash flowing. Is it worth renting out a property that doesn't cash flow to just pay down the mortgage?

So 1,150 - 980 = $170 then $142 to loan principal on mortgage is $212/m eek.

If I sell I probably won't get $119,000 plus I'll loose the $7,500 closing and $6,000ish seller costs. The other thing is that to sell I should do some minor upgrades if selling, though not sure how much would be worth it.

Can anyone talk me into selling this and losing the closing and selling costs of the property!?  Haha.  I think it's obviously not going to cash flow.  Any advice is greatly appreciated! Thanks!!

-Dan