Help Analyze my Kansas City Deal! Finance Troubles!!

[Serena Halterman]

Hi everyone,

I just recently had an offer accepted on a property 2912 E Linwood Blvd, Kansas City. It is a sixplex. Three out of the six units are rented because the building has just been completely renovated. The rents are $650, $650, $695 ($1995 total). My offer was $250,000. No bank seems willing to finance me because of the vacancies and the fact that I am an out of state investor. I barely have enough for the down payment/closing so I think that one issue is that I don't have much cash reserves. I do have a real good income so I can afford the mortgage even with half the units not rented. I really don't know what the issue is. Is this a bad deal or should I keep calling small banks? Thank you!