Am I trying to borrow too much?

[Aryelle Collins]

If I get a 50k loan from a private money lender to purchase a property and then a friend loans me 5k for the down payment to the private money lender is that doing too much borrowing?? If not, what is a good interest rate to put on the 5k loan from my friend and how could we work this out, when would be the best time to tell her I can start making payments? How do you experienced buy and hold investors do this for a residential property?