Manufactured housing in traditional neighborhood

[Sean Murphy]

I'm looking at a manufactured housing deal in a normal neighborhood in San Diego (not a mobile home park) and wondering what type of value discount is appropriate compared to a property with conventional construction. My understanding is that conventional 30-year, fixed rate mortgage financing is not available for manufactured homes, so the pool of potential future buyers is limited. If any such financing is available, I'd like to know what lenders provide it. Thanks for any input!  

[Roy Oliphant]

@Sean Murphy

I did some investigation on this in Texas and found that there are significant differences between a manufactured house and a mobile home.  Some mobile home dealers sell both.  Roof pitch, construction materials, foundation, etc., are all different.  In DFW, differences mean that a manufactured house starts competing with site-built in price and you still have to deal with building codes that try to prevent their use.

Hope you get different answers.