New 1% Down Loan in Chicago

[Evan Thoma]

Hey everyone, 

So I was going through some emails and I found an interesting article about one of the lenders my company does a lot of work with. 

http://www.housingwire.com/articles/37383-guarante...

I've researched the 3.5% down load that requires one to live in a unit for 1 year. If you were to buy a larger investment (more units) would being required to live in it for 5 years, as this new loan seems to require, be a bad option for someone getting into real estate investment in their 20's?

I figure if it's a 4 unit building you can potentially cash flow or live very cheaply (< than $200 a month) for 5 years and then move on. 

I welcome any thoughts and advice! Thanks!!!