Subject to best option for this deal?

[David Overholser]

HI I came across this today and I am new to this but am I wrong in thinking that this would be an opportunity for a Subject To deal...or what would you all recommend?
...........

Assume our mortgage. $1300 a month (including taxes!) NO MONEY DOWN and you get the $8,000 stimulus check for 2009~!

3 bedrooms, 2.5 bathrooms. HUGE master bedroom with vaulted ceiling, walk in closet. Master bath has soaking tub, 2 sinks and shower! 80% of basement is finished. Plenty of storage. Laundry room. Fenced in backyard. Access to beautiful trout stream. All appliances included!!