Help for a novice

[Ali Chami]

Hello. I am looking for some help with numbers. It seems like there are REI who speculate on an increase in values, and those that invest for cash flow (and both together would be nice). From an investor's perspective, what return would you want to see if you bought a property using cash. And would that be net return? For example, if a SFR costs $25,000 (purchase and rehab) and it brings in $800/month rent, and taxes and insurance amount to $275/month, is this something worth parking your money in? In addition to this, the $25,000 paid is maybe 40 to 50%. Obviously, there is no guarantee to rising values, so would you borrow against it, or be content with the ROI?

Thanks