Seller Motivated in Stockton, CA

[Dang Le]

Hi guys,  

I just got my RE license a few months ago and now helping my girlfriend's sister selling her house. She bought the house in 2004 for $340,500 in 95209 (Stockton, CA). She still has a loan amount of 190,000 (conventional, fixed). I ran the comparable sale analysis, the assessed value is $335,000 and estimated value  is 342,287. However the average sale price in the area is only $300,889. She wants to sell the house asap, should I buy it from her? what do I need to analyse? what else do I need to know to determine whether this is a good deal? What questions should I ask my self in conducting this deal? Would seller fiance is a good option? I planning to buy and hold.

Property Characteristics

Type: SFR - Year Built: 2004

Bed: 5 - Bath: 3

Sqft (Structure): 2893 - SqFt (Lot): 6400

P.S. I am looking for brokerage firm in Stockton to work with, if you have any referral please inbox me.  

Thank you for your time

Dang Le