New member from VA

[Mark Callahan]

Would like opinions if I am doing the right thing for retirement by reading my profile. No IRA...........still have 450,00 that I cam use for losses against capital gains in the next five years. I am married but as we all know anything could happen so just looking at my end only. She has 250,000 in 401K and 250,00 in stock options. She is 52. She puts 15% of her salary in her 401K monthly. Just want advice and/or suggestions. Thanks!